Cara Melihat Ifsc Code Bca
Indian Financial System Code (IFSC) Format
The IFSC code is an 11-character alphanumeric identifier made up of three parts: bank identifier, followed by a zero as a separator, and finally, a unique 6-digit branch code:
These IFSC codes, assigned by the Reserve Bank of India (RBI), ensure seamless electronic fund transfers by distinctly identifying every branch in India’s banking network.
For example, IFSC for the Langford Road branch of ICICI Bank is ICIC0000269, where ICICI represents the bank name, 0 is for future use, and 000269 denotes the branch code.
Methods to Transfer Money by Using IFSC Code
IFSC is used to transfer funds through three primary electronic fund transfer modes – NEFT, RTGS and IMPS. These electronic fund transfer systems enable you to easily transfer money from one account to another. They reduce the chances of errors in a transaction as the fund transfers are authorised only if accurate details like bank account numbers and the bank-specific IFSC are validated.
National Electronic Fund Transfer (NEFT)
NEFT or National Electronic Fund Transfer is a nationwide electronic fund transfer system that lets you transfer money from one bank account to another. It is a safe and hassle-free process as it is monitored by the RBI. All NEFT settlements are made in a batch-wise format, and funds can be sent through NEFT to accounts of all Indian NEFT-enabled banks. To initiate an NEFT transfer, you would need the account number and name of the receiver, along with the name of the bank branch and its IFSC.
Frequently Asked Questions
Apa Itu Kode Referral BCA?
Sesuai dengan penjelasan di atas jika kode referral BCA ini merupakan kode unik yang terdiri dari huruf dan angka atau salah satunya.
Kode tersebut bisa digunakan untuk membuka aplikasi perbankan dari bank BCA dan orang yang menggunakannya akan memperoleh keuntungan seperti poin.
Berbeda dengan kode bank bca yang fungsinya sebagai identitas number ketika pengguna bank lain akan melakukan Transfer.
Differences between IFSC, MICR and SWIFT Codes
Online fund transfers via NEFT, IMPS and RTGS
Verifies the authenticity and validity of the cheque and aids in quick processing
SWIFT is approved by the International Organisation for Standardisation (ISO); identifies the bank and branch of the sender and receiver of funds
city code (first three digits)
bank code (next three digits)
branch code (last three digits)
bank code (first four characters)
country code (next two characters)
location code (next two characters)
optional branch code (last three characters)
Can I transfer money without an IFSC code?
No. This code is mandatory for conducting online transactions through NEFT, IMPS or RTGS.
Where to Find the IFSC Code?
If you are wondering how to search for an IFSC code, here are four methods to find the IFSC for a bank branch:
The Importance of IFSC Code
Now that you know what IFSC is, let’s talk about its importance of IFSC in the banking system.
Contoh Penulisan IFSC Code
Penjelasan: “SBIN” adalah kode bank untuk State Bank of India. “0000” adalah kode cabang (misalnya, kode 0300 dalam contoh di atas).
Penjelasan: “ICIC” adalah kode bank untuk ICICI Bank. “0000” adalah kode cabang (misalnya, kode 0011 dalam contoh di atas).
Setiap kode IFSC memiliki format yang konsisten dengan 4 huruf pertama mewakili kode bank, angka kelima selalu “0”, dan 6 karakter terakhir mewakili kode cabang. Kode cabang bisa berupa kombinasi angka dan/atau huruf, sesuai dengan kebutuhan masing-masing bank.
IFSC Code memastikan transparansi dan akurasi dalam transaksi keuangan elektronik di India. Kode ini memungkinkan identifikasi tepat dari bank dan cabang, memfasilitasi transfer dana yang aman dan efisien.
